Small Business Debit Card
Simple, secure spending for your business, right from your checking account.
Make everyday business purchases and manage cash flow with confidence. An SCCU Small Business Debit Card gives you real-time access to your business checking account, plus tools to help you stay in control.
Built-In Benefits
Real-time business purchases from checking
Keep your daily bookkeeping accurate with transactions that post directly to your account.
ATM access for business cash needs
Manage deposits and withdrawals conveniently at thousands of fee-free ATMs nationwide.
Contactless payments and digital wallets
Check out quickly and securely by adding your card to your preferred mobile device.
Fraud monitoring and alerts
Get peace of mind with 24/7 account oversight and instant suspicious activity notifications.
Card controls in Online & Mobile Banking
Instantly lock your card, set alerts, and manage spending limits from the palm of your hand.
Everyday spending made easier for small businesses
Every SCCU business checking account includes access to a Small Business Debit Card designed to help you pay, withdraw cash, and manage expenses efficiently.
Purchases and withdrawals post directly to your business checking account.
Use 20,000+ Allpoint® ATMs nationwide for convenient cash access.
Tap to pay for faster checkout on everyday business purchases.
Add your business debit card to a digital wallet for convenience and added security.
Monitor activity, set alerts, and manage cards in Online & Mobile Banking.
Monitoring tools and alerts help protect your business from unauthorized transactions.
Visa® Business Extras
More value with Visa business benefits
Your SCCU Small Business Debit Card may include access to additional tools, savings, and educational resources offered through Visa and its partners.
Visa SavingsEdge®
A savings program for eligible Visa business cardholders that offers cash back deals and instant coupons from participating merchants. Simply link your card and start saving on business purchases.
- Earn cash back statement credits on qualifying purchases.
- Access instant coupons in categories like fuel, dining, travel, and services.
Visa Business Solutions
Tools and solutions designed for small businesses that support cash flow, security, and business operations.
- Solutions focused on cash-flow visibility, payments, and fraud reduction.
- Access to business tools and partner services.
Practical Business Skills
A Visa‑supported learning platform offering free educational resources and tools to help small businesses build skills and grow with confidence.
- Videos, templates, and calculators covering cash flow and operations.
- Learning tracks for new, growing, and established businesses.
Visa Small Business Hub
A centralized library of insights, guides, and tools to support businesses at every stage.
- Guides on funding, payments, marketing, and operations.
- Curated tools to help businesses run smarter and plan for growth.
Note: Benefits, eligibility, and availability may vary by card program and issuer. Visa-provided resources and third-party offers are subject to their own terms and conditions.
Manage Your Business Debit Card
Stay in control of your business spendingWith SCCU Online & Mobile Banking, business owners and authorized users can monitor debit card activity, set alerts, and manage card controls, all from one place.
Turning a card off can help prevent additional transactions, but some recurring or pending transactions may still post.
Business Card Management →Security & Fraud Protection
Your business debit card includes monitoring tools and alerts designed to help protect your account from suspicious activity.
SCCU will never ask for Online Banking credentials, PINs, or card details through unsolicited calls, texts, or emails.
ATMs & Cash Access
Access cash for business needs using your SCCU Small Business Debit Card and find supported ATM locations with our ATM locator.
Find ATMs Near You →Frequently Asked Questions
▸ How do I get an SCCU Small Business Debit Card?
Cards are issued with the opening of an SCCU business checking account.
▸ Can I control my SCCU Small Business Debit Card usage?
Yes. With Online & Mobile Banking, you can monitor activity and manage controls.
▸ Does SCCU’s Small Business Debit Card support contactless payments?
Yes. They support contactless payments and digital wallets.
Ready to simplify your business spending?
Explore SCCU business checking accounts to find the right fit. Each option includes access to a Small Business Debit Card built for everyday operations.